What is Key Person Cover?

Key Person Cover is a business assurance product that allows a business to insure itself against the financial loss it would suffer if a key person in their business died or had a critical illness. 

Key Man Cover is a Key Product for Businesses and Company Directors who are looking to protect their businesses from unknown but potentially very costly risks in their business.


Who should you look to Protect?

Cover Partners or Directors

Key Man Insurance can help you to protect the business against the cost caused by the loss of a Partner or a Key Director from within the business.

Cover Top Management

Key Man Insurance can help you to protect the business against the loss of a top performing Management that the business could be reliant on.

Cover Top Sales People

Key Person Cover can help you to protect the business against the loss of a top performing Sales Person that the business could be reliant on.

“Reduce the financial impact on your business if you lose an employee to serious illness, disability or death”

Want to Know more about Key Person Cover?

Please watch the short Video explaining Key Man Insurance* available via this Link.

*Please be aware that by clicking onto the above link you are leaving The Business Protection Company website. Please note that neither The Business Protection Company or First Complete Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.


If you are interested Key Person Cover to protect your business from Key Sales People, Key Management or Key Directors dying or becoming critically ill and potentially risking the longevity of your business please get in touch.

Other Business Protection Products available from The Business Protection Company



Business Wills

A business will is an agreement that usually takes the form of a buy and sell option.  It ensures the smooth transition of ownership of a business on the event of death, total and permanent disablement or trauma of an owner.

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Shareholder or Partnership Protection

Share Protection allows the remaining partners, shareholding directors or members to remain in control of the business following the death of a business owner.

Read More



Business Loan Protection

Business Loan Protection helps businesses pay an outstanding overdraft, loan or commercial mortgage, should a key person die or suffer from a specified critical illness (if chosen) during the length of the policy.

Read More



Relevant Life Plan

A Relevant Life Plan is a term assurance plan available to employers to provide an individual death in service benefit for an employee. It is designed to pay a lump sum if the employee dies whilst employed during the length of the policy.

Read More


*Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.